Meet Jamie - Your Trusted Guide in Luxury Home Lending

Hi, I’m Jamie Kienholz—a mortgage broker based in San Antonio with a passion for helping clients finance the homes they’ve worked hard to earn.

After serving 21 years in the U.S. Air Force and Space Force, I built my business on the same principles that guided my military career: discipline, precision, integrity, and service. Today, I bring that same level of commitment to each client I work with—whether they’re building a custom estate, investing in a second home, or buying their very first property.

I specialize in luxury home financing, jumbo loans, and VA loans, and I understand the importance of clarity and confidence when it comes to your financial decisions. My goal is simple: to make the mortgage process feel less overwhelming and a whole lot more empowering. With a strong understanding of complex lending, a personalized approach, and white-glove service from start to finish, I’m here to help you move forward—securely and stress-free.

Because your home isn’t just a purchase. It’s a legacy.


For me, mortgage lending isn’t just about numbers and paperwork—it’s about people, trust, and helping others build the life they’ve envisioned.

After two decades of serving in the military, I knew I wanted to continue supporting others in a meaningful way. I was drawn to the mortgage industry because it gave me the opportunity to guide clients through one of the biggest decisions they’ll ever make—with the clarity, care, and confidence they deserve.

I’ve seen firsthand how overwhelming the home financing process can feel—especially for high-achieving professionals, military families, and custom home builders navigating complex situations. That’s why I created a service that’s not just transactional, but transformational.

I do this work to take the stress out of the unknown, to advocate for my clients at every step, and to ensure they feel informed, respected, and fully supported. Whether it’s your first home, your forever home, or a strategic investment, I’m here to make the journey as smooth—and as rewarding—as possible.

Why I Do This Work

The White-Glove Experience


When you’re buying or building a luxury home, the mortgage process should match the quality and care you expect in every other part of your life. That’s why I offer more than just loan options—I deliver a true white-glove experience.

From our first conversation to the closing table, I’m by your side to simplify the details, anticipate the next steps, and make sure you always feel informed and in control. I coordinate with builders, realtors, and financial professionals to keep everything moving smoothly—and I do it all with intention, discretion, and a personal touch.

No long wait times. No guesswork. No cookie-cutter solutions.

Instead, you’ll get proactive communication, custom strategies, and the kind of high-level service that reflects the significance of your investment.

Because luxury isn’t just about where you live—it’s how you’re treated along the way.

Let's Scale and Create Magic

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Let's Scale and Create Magic *

Your Goals Deserve a Strategic Partner

I work with clients who are driven, detail-oriented, and value expert guidance when it matters most. Whether you’re buying your forever home, building a luxury property from the ground up, or leveraging your VA benefits for the first time, I’m here to make the process smooth, strategic, and personal.

Here’s who I serve most often:

  • Affluent Families building or purchasing custom homes in San Antonio, Port Aransas, and the Hill Country who want a lending experience that matches their lifestyle.

  • Real Estate Investors & Builders looking for expert coordination and creative financing options for high-end or spec properties.

  • Military Veterans and active-duty families using their VA loan benefits to purchase or upgrade with confidence and clarity.

If you’re looking for more than a mortgage—if you want a trusted advisor who brings professionalism, precision, and care to every detail—you’re in the right place.

Who I Work With…

See what our clients have to say!

  • "Jamie made what felt like an overwhelming process completely manageable. She walked us through every step with clarity and patience, and we always felt like we were in the best hands. Her attention to detail and level of service are unmatched."

    Danielle & Marcus H., San Antonio

  • "As a first-time luxury homebuyer, I had no idea how much went into the financing process—but Jamie made it seamless. She anticipated every question before I even asked and made me feel confident from start to finish. I can’t imagine working with anyone else."

    Natalie M., Port Aransas

  • "Jamie helped us use our VA benefits to purchase our dream home, and we are so grateful. Her communication was flawless, and she treated us with the utmost respect and care. You can tell she truly values her clients."

    CPT. Ryan S. (Ret.) & Family

Ready to Take the Next Step?

If you’re feeling confident and ready to move forward, I’ve made it simple to begin.

Whether you're buying, building, or refinancing, the first step is completing a secure online loan application. Once submitted, I’ll personally review your information and follow up with next steps tailored to your goals.

Prefer to talk first? Book a Call and let’s walk through it together.

At the heart of everything I do is a commitment to help you feel confident, cared for, and completely supported—every step of the way.